What 108 adult AI apps actually charge (2026)

Most “how much does an AI girlfriend cost” posts guess from three homepages. This one does not.

XXXFuel’s catalog on 4 September 2026 holds 108 adult AI tools with a price field, a billing field, and a payment field. Companions, undress, nude gens, face swap, comics, shorts. Not headshot packs. Not SFW studio software.

81 freemium. 27 paid-only. Zero fully free with nothing to sell.

Of 59 apps with a parseable monthly-like dollar, the median is $9.99. Mean $10.59. Cheap quartile ends at $7.99. Expensive quartile starts at $13.

This is not a remake of best AI girlfriend apps 2026. That page picks products. This page is the register. Method: how we score.

Snapshot

108 adult apps. 71 companion. 14 undress. 22 image / video gen. The leftover is mixed NSFW, not a productivity suite.

• 81 freemium (75%). 27 paid-only (25%).
• 106 list monthly billing. 54 list annual. 9 list quarterly.
• $9.99 median monthly-like sticker (n=59, $1.50–$40 parsed).
• Companion median $9.99 (n=39). Undress median $9.99 (n=6, noisy). Image median $9.99 (n=14).
• 107 list crypto. 104 list cards. 15 PayPal. 13 Apple Pay. 13 Google Pay. 6 bank. 1 UPI — OurDream.

Cut	Count	Share
Freemium	81	75%
Paid only	27	25%
Companion aisle	71	66%
Undress / clothes-off	14	13%
Image / video gen	22	20%
Crypto listed	107	99%

How we counted

Every published adult tool in WordPress. ACF fields: pricing, pricing_from, has_free_plan, subscription types, billing cycles, payment methods.

Monthly-like dollars are the smallest number in pricing_from between $1.50 and $40. Candy’s $3.99 annual-equivalent counts. OurDream’s $19.99 month counts. Token piles and one-time packs get called out in case studies, not averaged into the $9.99.

• Crypto = listed rail on the checkout / our field. Not a chain-by-chain audit.
• If a vendor added USDT last week and the field is late, that is a field, not a sermon.
• Snapshot date is the byline. Prices move. We reshot the fields, not a 2024 landing page.

The $9.99 line

Adult AI did not invent a new price. It copied Netflix-and-a-bit, then split the bill into tokens.

The middle of our parsed stickers is $9.99. Mean $10.59. That is the “girlfriend plan” number people remember from ads. It is also a lie if you only look at it.

Product	Sticker	What you actually pay
Candy AI	Annual from $3.99/mo ($47.88)	Monthly/quarterly higher. Voice, stills, Shorts sit on tokens.
CrushOn	Standard $4.90/mo billed $58.88/yr	Premium $7.90. Luxe $25. Credits for images.
SpicyChat	Get a Taste $5	True Supporter $14.95. I’m All In $24.95. Memory sized by plan.
Secret Desires	Pro $7.99 · Ultra $13.99 · Max $19.99	Free lobby. Media on the paid rungs.
Nectar AI	Premium ~$9.99/mo	Pro ~$19.99. Ultimate ~$35. Free to try.
Janitor AI	Chats free	Janitor+ $12.99/mo. OpenRouter / DeepSeek key extra. 50 free JLLM/day.
GirlfriendGPT	Premium ~$12–15/mo	Free to start. Deluxe/Elite for a multi-day arc.
Kindroid	Web $13.99/mo	Ultra +$24.99. MAX +$59.99. App Store is higher. Memory is the upsell.
Nomi	$15.99/mo · $99.99/yr	Year is $8.33/mo. Voice calls on Premium.
OurDream	$19.99/mo (1,000 coins) · $119.88/yr	Year is $9.99/mo. Comics and generate share the coins. UPI + crypto.
Kupid AI	Pro from ~$12.99/wk or $299/yr	Weekly looks cheap until you multiply. Crypto on /subscriptions.
DreamBF	Intro $12.99	Then $25.99/mo. Male-first catalog, girlfriend-app price.

Read the right column. The $3.99 screenshot is an annual prepay. The $5 SpicyChat is a taste. The free Janitor is a frontend. Kindroid’s $13.99 is the door, not the house. DreamBF’s intro is a hook. Kupid’s week is a trap.

That is why a journalist citing “AI girlfriends cost $10/mo” is not wrong and not useful. See also AI boyfriend statistics — the male aisle is smaller, not cheaper.

$9.99 is the median sticker. It is not the night.

XXXFuel pricing desk · 4 Sep 2026

Four case studies

Three aisles, same median, different trap

Aisle	n	Median sticker	The real meter
Companion	71	$9.99	Memory, voice, video, Shorts tokens
Undress	14	$9.99	Credits per still. Packs, not months
Image / video gen	22	$9.99	Coins, steps, resolution. Comics share the bucket

Companion: you pay so she still knows your name on Thursday. Undress: you pay per body. Image: you pay per page or still. Same $9.99 on the spreadsheet. Three different nights.

Undress App is the honest version of the second aisle: signup credits, then one-time 1 / 3 / 6 / 12-month access plus token packs. No auto-renew story. You see the pack. You buy the pack. The girlfriend aisle hides that behind “unlimited chat.”

Crypto is the listed rail. Cards still clear.

Rail	Listings	Note
Crypto / BTC / USDT	107 / 108	Listed option. Not always the cheapest checkout.
Cards	104	Still the default for “I want her tonight.”
PayPal	15	Adult + PayPal is the exception, not the rule.
Apple Pay / Google Pay	13 / 13	Mostly the same 13 wallets.
Bank / pay-by-bank	6	EU-shaped. Rare on US girlfriends.
UPI	1	OurDream is the listing that actually ticks it.

Crypto on this desk is a checkbox, not a discount. Cards still clear the first night. PayPal is the adult-unfriendly rail — 15 listings, not 108.

What $20 a month actually buys

Twenty dollars is two Nomi months if you prepaid the year. It is one Kindroid web month plus change. It is not MAX. It is not DreamBF after intro. It is not 80 undress stills.

• $5–8: SpicyChat taste, CrushOn Standard annualized, Secret Desires Pro. Chat. Thin media.
• $10–16: Nectar Premium, GirlfriendGPT, Janitor+, Kindroid web, Nomi month. A real companion seat.
• $20–26: OurDream month of coins, SpicyChat “I’m All In,” DreamBF after intro. Media starts to matter.
• $30+: Kindroid Ultra/MAX, Nectar Ultimate, Kupid weeks that turned into a month. You are buying memory, video, or a weekly meter.

Tokens are the second rent

The plan is rent. Tokens are utilities.

Candy Shorts, undress packs, OurDream coins, CrushOn image credits, SoulGen “100 credits/mo” — none of that is in the $9.99 median. The median is the seat. The night is the meter.

Meter	Where it lives	Why the sticker lies
Message cap	Kupid, free Character.AI-class lobbies	The $0 hour ends.
Image / undress credits	Nude gens, CrushOn, SoulGen	Chat plan ≠ stills.
Coin bucket	OurDream	Comics + gens share one pot.
Shorts / video	Candy, Secrets	Episode 1 free. The arc is not.
Memory / context	Kindroid Ultra, SpicyChat paid brain, Janitor+	She forgets you on the cheap seat.

Intro prices and the App Store tax

DreamBF intro $12.99 then $25.99/mo. First quarter $29.97 then $77.97. First year $69.99 then $311.88. The screenshot is the intro. The subscription email is the product.

Kindroid’s web $13.99 is not the iOS $13.99. Apple takes a cut. The app is priced like it. If you met her on a phone ad, you are already in the expensive lane.

Geo-price is the third trick. Candy-style checkouts vary by country. A US $9.99 is not an IN ₹ price and is not a BR Pix price. The median here is the dollar string in the field on this snapshot. Not a global CPI.

What this does not say

• It does not rank “best.” That is the girlfriend list and the free list.
• It does not claim $9.99 buys voice, video, and a hippocampus. It buys a seat.
• It does not average token packs into the monthly median. That would fake a cheap undress aisle.
• It does not audit every chain. Crypto is a listed rail.

If a vendor quotes “unlimited” and then sells tokens, believe the token store. Method stays on /methodology.

Girlfriend vs boyfriend vs undress — same $10?

No. Search volume is 6-to-1 girlfriend over boyfriend. Price is not. DreamBF after intro is the high-side boyfriend tax. Kindroid and Nomi sell to both aisles at the same web sticker.

The cheap girlfriend print (Candy annual, CrushOn Standard) does not have a cheap boyfriend twin on this desk. Male-first catalogs are fewer. They do not discount. They intro-hook.

Job	Cheap print	Honest seat	The upsell
Girlfriend chat	Candy annual $3.99	$10–16/mo	Voice, stills, Shorts
Boyfriend chat	Kindroid/Nomi shared	$14–16/mo	DreamBF $25.99 after intro
Uncensored roleplay	Janitor $0 + key	Janitor+ $12.99	Context, routing, memory
Undress a photo	Signup credits	Pack, not month	HD, video, batch
Comics / stills	Free reader gate	OurDream $9.99–19.99	Coins per page and gen

If you only need a body off a photo, do not buy a girlfriend year. If you need her to remember Thursday, do not buy an undress pack. The $9.99 median hides that fork.

Undress packs vs girlfriend years

Clothes-off tools hate months. They love packs. One-time 30-day access. Token stacks. “No auto-renew” as a feature, because chargebacks taught them.

Companion tools love months. They need you next Thursday. Annual is the discount for promising to stay.

• Undress App — signup credits, then 1 / 3 / 6 / 12-month access + tokens. Crypto and cards.
• Batch undress and HD sit on the pack, not the lobby.
• A $9.99 undress month that includes 20 stills is not a $9.99 Candy year that includes chat.
• Do not average them. That is how fake “adult AI costs $10” posts get written.

Same logic as comics. OurDream’s 1,000 coins is a bucket you can empty on gens, or spend slower on a series. The $19.99 is not a girlfriend. It is a studio tab.

Weekly meters are a different animal

Kupid-style Pro from ~$12.99/week is not a $13 month. It is ~$52 if you stay four weeks. Annual $299 is the “please stop multiplying” button.

Weekly billing shows up where the product is a date, not a roommate. High churn. High screenshot price that looks like a night out. Read the interval on the checkout, not the integer.

• Week × 4 is the comparison to Candy / Nomi / Kindroid.
• Crypto on the subscriptions page does not change the interval.
• If the ad says “from $12.99” and the toggle is weekly, that is the story.

Object this: a $12.99/week boyfriend is more expensive than DreamBF’s $25.99/mo after intro. The intro looks like a deal. The week looks like a coffee. Neither is the median $9.99.

FAQ

Budget the seat and the meter separately. That is the whole desk.

How much does an AI girlfriend cost in 2026?

On this desk: median monthly-like sticker $9.99. Candy annual can print $3.99. Kindroid web is $13.99 before Ultra. DreamBF is $25.99 after intro. Budget the meter, not the ad.

Are adult AI apps free?

81 of 108 are freemium. Zero are free with no upsell in this snapshot. Free is the lobby. Paid is the apartment. No-filter chat follows the same split.

Do they take crypto?

107 of 108 listings mark a crypto option. Cards on 104. PayPal on 15. UPI on OurDream. Crypto is common. It is not automatically cheaper.

Why not 100+ exact dollars in one cell?

Because “$9.99” is a parsed monthly-like field, not a receipt. Annual, intro, tokens, App Store, and geo break a single cell. The table above is the honest version: sticker vs night.