What adult AI apps actually charge in 2026

Most AI girlfriend apps charge about $10 a month for a basic plan. That is the number in the ad. Photos, voice, and video usually cost extra.

XXXFuel lists 112 adult AI apps in 2026. Girlfriend apps, boyfriend apps, undress tools, and image apps. This is a price guide, not a ranked best-of list. For picks by job, see best AI girlfriend apps in 2026.

Read this first

• A typical AI girlfriend plan is about $10 a month.
• Candy AI can show $3.99. That is the yearly plan, split into months ($47.88 a year).
• DreamBF can show $12.99. That is the first month only. Then it is $25.99.
• Tokens, coins, and credits are a second bill. They pay for photos, voice, and video.
• A $10 undress pack is not a $10 girlfriend plan. One is photos. The other is chat.
• About 3 in 4 apps let you start free. None stay fully free with nothing to sell.
• Crypto is listed on all 112 apps. Cards are still how most people pay.

What this guide covers

• The usual price of an AI girlfriend app in 2026.
• Why some ads look cheaper than the checkout.
• When a monthly plan is the wrong buy, and a photo pack is the right one.
• How weekly billing, App Store fees, and tokens raise a $10 plan.

What is the real price of an AI girlfriend?

An AI girlfriend app is a paid chat product. You pick a character. You talk. Many apps also sell photos, voice, and short video.

The basic plan is usually about $10 a month. That fee is for access. It is not always for unlimited photos or video. Those extras often use tokens, credits, or coins.

Let’s keep it simple. There are three ways these apps charge:

• A monthly or yearly plan. You pay once a month (or a year) and get the chat.
• Packs and coins. You buy a bundle of photos or credits. Common on undress apps.
• Both. You pay for the plan, then spend extra on photos, voice, or video. This is the most common model, and the easiest one to overspend on.

The price in the ad

Candy AI shows $3.99 a month when you pay the year up front. CrushOn shows $4.90, which is $58.88 a year. SpicyChat shows $5 for a starter plan. DreamBF shows $12.99 for the first month.

Look at the small line under the big number. It says year, week, first month, or coins. That line is the real price.

The price after sign-up

Candy AI costs more if you pay month by month. DreamBF rises to $25.99 a month after the intro. Kupid at $12.99 a week is about $52 if you stay four weeks. OurDream at $19.99 a month puts comics and images on the same coin balance.

App	Price in the ad	Typical real cost
Candy AI	$3.99 a month on a year ($47.88)	Month-by-month costs more. Voice, photos, and Shorts use extra tokens.
CrushOn	Standard $4.90 a month ($58.88 a year)	Premium is $7.90. Luxe is $25. Images use credits.
SpicyChat	Get a Taste $5	True Supporter is $14.95. I’m All In is $24.95. Better memory is on higher plans.
Secret Desires	Pro $7.99 · Ultra $13.99 · Max $19.99	Chat can start free. Photos and clips sit on paid plans.
Nectar AI	Premium about $9.99 a month	Pro is about $19.99. Ultimate is about $35. There is a free try.
Janitor AI	Chats can be free	Janitor+ is $12.99 a month. A separate model key can cost extra.
GirlfriendGPT	Premium about $12 to $15 a month	There is a free start. Deluxe and Elite last longer between limits.
Kindroid	Web $13.99 a month	Ultra is $24.99. MAX is $59.99. The App Store price is higher.
Nomi	$15.99 a month, or $99.99 a year	The year works out at $8.33 a month. Voice calls sit on Premium.
OurDream	$19.99 a month for 1,000 coins, or $119.88 a year	The year is $9.99 a month. Comics and images share the coins.
ChatFAI	Basic $8.25 a month	Premium is about $24. Deluxe is about $49. Extra credits do not expire.
Kupid AI	About $12.99 a week, or $299 a year	Four weeks at the weekly price is over $50.
DreamBF	First month $12.99	Then $25.99 a month.
N8ked	3 free photos, then $0.20 each	No monthly girlfriend plan. Credits do not expire.
Clothoff.io	Coin packs, paid once	HD and video use more coins. Not a girlfriend plan.

How the 112 apps break down

Many “how much does an AI girlfriend cost” articles look at three websites and stop. This page uses the XXXFuel list: girlfriend apps, undress tools, nude generators, comics, and shorts.

About 3 in 4 apps let you start free. The rest ask for payment first. None stay fully free with nothing to sell. Free is the trial. Paid is the real product.

Group	Share	What that means
Apps on XXXFuel	112	The live list used for this guide
Start free	about 3 in 4	A trial or a free chat limit
Pay before use	about 1 in 4	No useful access until payment
Girlfriend / companion	about 66%	Chat with a character
Undress / clothes-off	about 13%	Photo tools, not chat
Image and video	about 20%	Nude gens, clips, comics
Crypto	112 of 112	Every listing marks crypto

Girlfriend apps

This group is Candy AI, CrushOn, GirlfriendGPT, Nectar, and Secret Desires. You pick a character and chat. Photos and voice usually sit on a paid plan, or on tokens. A fair monthly price is $10 to $16. Extra spend is memory, photos, and short video.

Boyfriend apps

People search for AI girlfriend about six times as often as AI boyfriend. Prices do not follow that split. Kindroid and Nomi sell both at the same web price. DreamBF after the first month is $25.99. Boyfriend-first apps tend to use a low first month, not a cheap year.

The search numbers are on AI boyfriend statistics.

Undress apps

Clothes-off tools rarely sell a long monthly plan. They sell packs, coins, or a block of time. N8ked is 20 cents a photo after three free ones. Clothoff.io sells coins. Undress App sells a period of access plus tokens.

A $9.99 undress pack with 20 photos is not a $9.99 Candy year of chat. Those two prices should not be averaged.

Job	Low advertised price	Fair ongoing cost	What costs extra
Girlfriend chat	Candy year at $3.99 a month	$10 to $16 a month	Voice, photos, Shorts
Boyfriend chat	Kindroid or Nomi web price	$14 to $16 a month	DreamBF at $25.99 after month one
Uncensored roleplay	Janitor free, plus a model key	Janitor+ at $12.99	Memory and routing
Undress a photo	Sign-up credits	A pack, not a month	HD, video, batch
Comics and stills	Free reader access	OurDream $9.99 to $19.99	Coins per page and per image
Character chat	ChatFAI free message cap	Basic $8.25 a month	Premium and Deluxe memory

Tokens, photos, and other extras

Tokens and credits are the same idea with a different name. They are a usage meter. When you make a photo, start a voice call, or render a clip, you spend some of them.

The monthly plan is the base fee. Tokens are the extra bill. Candy Shorts, undress packs, OurDream coins, and CrushOn image credits are not inside the $9.99.

Extra cost	Where it shows up	Why the ad price looks low
Message limit	Kupid and free chat	The free hour ends.
Photo or undress credits	Nude generators, CrushOn, SoulGen, N8ked	A chat plan does not include photos.
Shared coins	OurDream, Clothoff	Comics, images, and HD share one pot.
Short video	Candy, Secrets	The first clip can be free. The rest is not.
Memory	Kindroid Ultra, paid SpicyChat, Janitor+	Cheaper plans forget more of the past chat.

The catch: $20 left in Candy tokens is not the same as $20 on Kindroid Ultra. One is prepaid chat plus a few extras. The other is the plan that keeps memory.

First-month deals and weekly plans

DreamBF’s first month is $12.99, then $25.99 a month. The first quarter is $29.97, then $77.97. The first year is $69.99, then $311.88. The ad shows the first price. Later charges show the real one.

A weekly plan around $12.99 is not a $13 month. Four weeks is about $52. The $299 year exists because that weekly number adds up fast.

Kindroid’s web price of $13.99 is not always the iPhone price. Apple takes a cut, so the App Store is often higher. Prices also change by country. The figures here are the dollar prices on the listings.

How these apps take payment

Cards are still the most common way to pay. Crypto is marked on every XXXFuel listing. That does not make crypto cheaper. It only means it is offered. PayPal is uncommon on adult apps. Apple Pay and Google Pay appear on a small set. UPI is mainly OurDream.

Payment	On XXXFuel	Note
Crypto	112 of 112	Offered. Not always the lowest price.
Cards	Most apps	The usual way people pay.
PayPal	A small set	Adult apps and PayPal often do not mix.
Apple Pay / Google Pay	A small set	Mostly the same apps.
UPI	OurDream	The listing that actually offers it.

What $20 a month buys

Twenty dollars is about two Nomi months if the year was paid up front. It is one Kindroid web month, plus a little. It is not Kindroid MAX. It is not DreamBF after the first month. It is not 80 undress photos.

• $5 to $8. SpicyChat starter. CrushOn Standard on a year. Secret Desires Pro. Chat, with few photos.
• $10 to $16. Nectar Premium, GirlfriendGPT, Janitor+, Kindroid web, a Nomi month. A real companion plan.
• $20 to $26. OurDream coins, SpicyChat I’m All In, DreamBF after the first month. Photos and video start to matter.
• $30 and up. Kindroid Ultra and MAX, Nectar Ultimate, or a weekly plan that ran for a month.

Who this makes the most sense for

If you want	Better fit	Skip
Ongoing girlfriend chat	Candy AI or GirlfriendGPT	An undress pack
Comics and generated stills	OurDream	A cheap chat-only plan
One nude photo tonight	N8ked or Undress App	A girlfriend year
A simple girlfriend seat	GoLove AI	Apps with a long setup
A boyfriend who remembers you	Kindroid or Nomi	DreamBF’s first-month price if $26 next month is too much

FAQ
Common questions

Final verdict

Budget the plan and the extras separately. A girlfriend year makes sense if you want chat that lasts. A coin pack makes sense if you want photos. Candy AI is the clean yearly girlfriend example. N8ked is the honest one-photo example. DreamBF’s first month is the one to read twice. Full stop.